Monzo
Download Monzo Business statements (PDF) and convert to Excel
Updated January 2025 · 5 min read
Monzo Business accounts are fintech-based, and while they offer CSV exports, clients often provide PDF statements to accountants when they can't or won't share account access.
This content is informational only and does not constitute legal, tax, or financial advice.
Download a Monzo PDF statement
- Log in to Monzo Business app or online banking (if you have access) or request PDF from client.
- Navigate to Statements or Account.
- Select Download Statement and choose PDF format.
- Select the statement period (monthly recommended).
- Download the PDF—ensure it includes all transactions and balances.
Convert to Excel for reconciliation
- Upload the PDF to StatementScribe for extraction.
- Monzo statements are generally clean but may include instant payment references.
- Export to Excel with columns: date, description, amount, balance, reference.
Common challenges
- Fintech statements may have different formatting than traditional banks.
- Instant payment references may need special handling for reconciliation.
- Multi-currency accounts may have FX fees and exchange rate differences.
Tips for accountants
- PDF statements are common when clients can't provide Monzo account access.
- Request monthly PDF statements directly from clients or via Monzo app.
- Keep original PDFs as audit evidence alongside your Excel reconciliation.
FAQ
Are PDF statements common for Monzo?
Yes, PDF statements are common when clients can't provide Monzo account access. While Monzo offers CSV exports, PDFs are often requested by accountants.
How do I handle instant payment references?
Instant payment references may need special handling for reconciliation. Include them in your Excel export and match against your records.